Privacy Policy

We collect information you voluntarily provide when you apply for a loan, submit a contact inquiry, or use our website. This may include:

• Personal identification information (name, email address, phone number, mailing address)

• Financial information (income, employment status, credit score range, loan amount requested)

• Property information (property type, estimated value, location)

• Documents you upload (income verification, tax returns, bank statements)

• Usage data (IP address, browser type, pages visited, referring URLs) collected automatically via cookies and similar technologies.

We use the information we collect for the following purposes:

• To process and evaluate your loan application

• To communicate with you regarding your application or inquiry

• To verify your identity and prevent fraud

• To provide you with loan program recommendations and rate quotes

• To comply with applicable laws, regulations, and licensing requirements

• To improve our website, products, and services

We do not sell your personal information. We may share your information with:

• Lenders and lending partners who may offer loan products matching your profile

• Credit reporting agencies for verification and underwriting purposes

• Service providers who assist us in operating our business (e.g., document storage, email delivery)

• Regulatory authorities and law enforcement when required by law

• Title companies, appraisers, and other third parties involved in the loan closing process

We implement industry-standard security measures to protect your personal information, including 256-bit SSL encryption for data transmitted through our website. Access to your personal information is restricted to authorized personnel who need it to perform their job duties.

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

Our website uses cookies and similar tracking technologies to enhance your browsing experience, analyze website traffic, and understand how visitors use our site. You can configure your browser to refuse cookies, though some features of the website may not function properly without them.

Depending on your location, you may have the right to:

• Access the personal information we hold about you

• Request correction of inaccurate personal information

• Request deletion of your personal information (subject to legal retention requirements)

• Opt out of marketing communications at any time

To exercise any of these rights, please contact us at support@asbclf.com.

We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, comply with our legal obligations, resolve disputes, and enforce our agreements. Loan application records are retained in accordance with federal and state regulatory requirements.

Our website and services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from children. If you believe we have collected information from a minor, please contact us immediately.

Our website may contain links to third-party websites that are not operated by us. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will post the updated policy on this page and update the "last revised" date below. We encourage you to review this page periodically.