How It Works
From your first click to your closing day — here's exactly what to expect when you work with ASBCLF.
Explore Loan Programs
Browse our comprehensive selection of residential and commercial loan programs. Our team can also help you determine which programs best fit your unique situation.
- Compare rates and terms side by side
- Filter by property type, loan amount, or credit range
- Access free educational resources and loan calculators
Submit Your Application
Complete our secure, unified application that covers all loan types. One application is all you need — we match you with every program you qualify for.
- Takes approximately 10-15 minutes
- Save and resume anytime
- Secure 256-bit encryption protects your data
Review & Approval
A dedicated loan officer reviews your application, contacts you within 24 hours, and works with you to gather any additional documentation needed.
- Pre-approval in as little as 24 hours
- Dedicated point of contact throughout
- Transparent communication at every stage
Close & Get Your Keys
We coordinate with title companies, appraisers, and attorneys to ensure a smooth closing. You focus on your new property — we handle the paperwork.
- Average closing in 21-30 days
- Digital closing options available
- Post-closing support and servicing
Frequently Asked Questions
Find answers to the most common questions about our lending process.